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Insurance

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How to use my insurance benefits?

Reduce your bill while shopping online at checkout!
Claiming your health insurance benefits is easy and hassle-free.

Submit an online claim for your vision insurance easily!
Check out these quick and easy steps to save on your order

1. Find eyewear covered by your insurance

Review your benefits to select products covered by your insurance

2. Log in to apply benefits

At checkout, select 'Apply Vision Insurance' and enter your primary insurance policy

3. Upload your up-to-date prescription

Provide eye doctor information and prescription for each product

4. Complete your order

Pay any remaining amount after your insurance is applied

Vision insurance providers

Click the link below to check whether your insurer is listed with us. If your insurer isn't listed, please submit your claim manually. Once your order has shipped, we'll send you a receipt that you can submit to your provider.

Need Help?

Need any help claiming your insurance benefits? No fear, Clearly is here! 
Contact us 24/7 via live chat, email, or phone at 1-866-414-2326

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Prescription all good to go?

Now for the fun part. Browse new styles and your favorite brands.

Prescription all good to go?

Now for the fun part. Browse new styles and your favorite brands.

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FAQ - DIRECT BILLING AND INSURANCE

In most case, our team can process your direct billing vision insurance claim in-store. Please bring your insurance information and the prescription that matches the person you're claiming for.
We may not be able to accept some insurance providers for direct billing at this time, so please check which insurance providers are eligible in advance here. Rest assured: you can still submit your claim independently.

We will process your insurance coverage and apply it to your order total. If your order is not completely covered by your provider, you'll need to pay the remaining balance.

No, we don't have access to your full insurance information so we can't tell you the details of your coverage. To find out how much coverage you have, please reach out to your provider.

There are a few reasons why a claim may be rejected. Some of the most common ones are:

• Insurer details entered incorrectly
• Name on the prescription doesn't match the name of who you're claiming for
• Your provider doesn't cover you for the item(s) you're trying to claim for

If you have questions about why your claim was rejected, it's usually best to reach out to your provider directly. Our Customer Service team is also available 24/7 via live chat, email, or phone at 1-866-414-2326.

Claim processing availability times depend on your provider and their hours of operation.
Please see the complete table below and look for your provider to find out when you can process a direct billing claim:


Insurer

Claim availability hours (EST)

Alberta Blue Cross

Monday to Friday, 10:30 am to 7:00 pm

Beneva by La Capitale

24/7, except during maintenance windows

Canada Life

Monday to Friday 6:00 am to 12:00 am EST;
Saturdays and Sundays 6:30 am to 10:00 pm EST

Chambers of Commerce Group Insurance

24/7

CINUP

24/7

ClaimSecure

24/7, excluding maintenance periods

Coughlin

24/7

Cowan

24/7

D.A. Townley

24/7

Desjardins

24/7

Equitable Life

24/7 excluding mantenance periods

First Canadian

24/7

GMS

24/7

GroupHEALTH

24/7

GroupSource

24/7

Industrial Alliance

Monday to Friday from 6:00 am to 12:00 am;
Saturday and Sunday from 6:00 am to 10:00 pm

Johnson

24/7

Johnston Group

24/7

Manion

24/7

Manulife

Monday to Friday 5:30 am to 12:30 am;
Saturday 5:30 am to 8:00 pm; Sunday 8:00 am to 10:00 pm

Maximum Benefit

24/7

People Corporation

24/7

RWAM

Daily, from 6 am to midnight ET

TELUS AdjudiCare

24/7

Union Benefits

24/7

UV Insurance

24/7


We don't currently support secondary insurance. Please coordinate the remaining amount by filing a manual claim with your secondary insurance.

For more guidance on coordination of benefits, please see the Canadian Life and Health Insurance Association guidelines.

Yes, direct billing supports claims for the following:

• Self – The claimant and the person who holds the coverage are the same person.
• Spouse – The claimant is the spouse of the person who holds the coverage.
• Child – The claimant is a child of the person who holds the coverage.
• Disabled dependent – The claimant is a disabled child of the person who holds the coverage.
• Child and part-time Student – The claimant is a part-time student at a post-secondary institution and a child of the person who holds the coverage.
• Child and full-time Student – The claimant is a full-time student at a post-secondary institution and a child of the person who holds the coverage.
• Domestic partner – The claimant cohabits with the person who holds the coverage but is not considered the person’s spouse.

For more guidance on coordination of benefits, please see the Canadian Life and Health Insurance Association guidelines."